ZIP 46901 vs ZIP 46959

This side-by-side compares ZIP 46901 (Kokomo, IN) and ZIP 46959 (Miami, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46901 has a population of 37,633 at 105 people per square mile, while ZIP 46959 has 231 at 81 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46901 reports a median household income of $60,495 against $78,750 in ZIP 46959, with per-capita income of $32,772 vs $32,839. The share of adults holding a bachelor's degree or higher is 17.4% in 46901 and 12.4% in 46959. Poverty rate reads 16.0% vs 7.6%, and unemployment 7.9% vs 39.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $142,100 in 46901 versus — in 46959, with median rent of $887 and $905 per month respectively. Homeownership rate is 70.0% vs 64.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.