ZIP 46939 vs ZIP 46950

This side-by-side compares ZIP 46939 (Kewanna, IN) and ZIP 46950 (Lucerne, IN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 46939 has a population of 2,101 at 9 people per square mile, while ZIP 46950 has 643 at 9 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 46939 reports a median household income of $69,000 against $48,816 in ZIP 46950, with per-capita income of $36,014 vs $32,007. The share of adults holding a bachelor's degree or higher is 16.7% in 46939 and 8.4% in 46950. Poverty rate reads 10.8% vs 7.6%, and unemployment 4.2% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $140,700 in 46939 versus $110,100 in 46950, with median rent of $594 and $850 per month respectively. Homeownership rate is 88.0% vs 90.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.