ZIP 52312 vs ZIP 52320

This side-by-side compares ZIP 52312 (Morley, IA) and ZIP 52320 (Olin, IA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 52312 has a population of 115 at 474 people per square mile, while ZIP 52320 has 1,203 at 8 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 52312 reports a median household income of $37,188 against $62,222 in ZIP 52320, with per-capita income of $25,791 vs $29,244. The share of adults holding a bachelor's degree or higher is 10.8% in 52312 and 20.9% in 52320. Poverty rate reads 30.4% vs 12.4%, and unemployment 0.0% vs 12.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $83,800 in 52312 versus $131,300 in 52320, with median rent of — and $778 per month respectively. Homeownership rate is 95.2% vs 69.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.