ZIP 54428 vs ZIP 54485

Source:

Elcho, WI — Summit Lake, WI

This side-by-side compares ZIP 54428 (Elcho, WI) and ZIP 54485 (Summit Lake, WI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 54428 has a population of 1,127 at 7 people per square mile, while ZIP 54485 has 322 at 6 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 54428 reports a median household income of $49,167 against $83,438 in ZIP 54485, with per-capita income of $31,884 vs $48,013. The share of adults holding a bachelor's degree or higher is 16.8% in 54428 and 24.4% in 54485. Poverty rate reads 23.4% vs 5.6%, and unemployment 3.0% vs 2.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $214,800 in 54428 versus $251,900 in 54485, with median rent of $495 and per month respectively. Homeownership rate is 87.5% vs 98.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.

Compare different ZIP codes:

vs
Metric
54428
Elcho, WI
54485
Summit Lake, WI
Population 1,127 322
Median Household Income $49,167 $83,438
Per Capita Income $31,884 $48,013
Median Age 60.3 58.9
Bachelor's Degree or Higher 16.8% 24.4%
Poverty Rate 23.4% 5.6%
Unemployment Rate 3.0% 2.2%
Median Home Value $214,800 $251,900
Median Rent (monthly) $495
Homeownership Rate 87.5% 98.3%
Population Density (per sq mi) 7 6

Values highlighted in green indicate the better metric where applicable. Source: U.S. Census Bureau ACS 2023.

Full Profile
54428
Elcho, WI
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54485
Summit Lake, WI
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What are common questions about this comparison?

How do ZIP codes 54428 and 54485 compare?
ZIP 54428 (Elcho, WI) has a population of 1,127 and a median household income of $49,167. ZIP 54485 (Summit Lake, WI) has a population of 322 and a median household income of $83,438.
Which ZIP code has higher income, 54428 or 54485?
ZIP 54485 (Summit Lake, WI) has a higher median household income of $83,438 compared to $49,167 for ZIP 54428.
How do I compare two ZIP codes on PlainZIP?
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All data sourced from the U.S. Census Bureau, American Community Survey (ACS) 5-Year Estimates (2023).

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.

Data sourced from official U.S. Census ACS and HUD-USPS ZIP crosswalk data. See our methodology for details. Retrieved and formatted by PlainZIP Editorial.