ZIP 55316 vs ZIP 55445

This side-by-side compares ZIP 55316 (Champlin, MN) and ZIP 55445 (Minneapolis, MN) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 55316 has a population of 23,089 at 1,094 people per square mile, while ZIP 55445 has 9,879 at 490 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 55316 reports a median household income of $116,102 against $104,150 in ZIP 55445, with per-capita income of $49,956 vs $42,306. The share of adults holding a bachelor's degree or higher is 36.9% in 55316 and 38.3% in 55445. Poverty rate reads 7.2% vs 5.3%, and unemployment 3.6% vs 3.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $358,700 in 55316 versus $329,400 in 55445, with median rent of $1,689 and $1,842 per month respectively. Homeownership rate is 88.1% vs 83.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.