ZIP 60124 vs ZIP 60175

This side-by-side compares ZIP 60124 (Elgin, IL) and ZIP 60175 (Saint Charles, IL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 60124 has a population of 18,935 at 191 people per square mile, while ZIP 60175 has 25,564 at 290 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 60124 reports a median household income of $139,982 against $181,352 in ZIP 60175, with per-capita income of $61,310 vs $73,047. The share of adults holding a bachelor's degree or higher is 49.5% in 60124 and 57.2% in 60175. Poverty rate reads 2.5% vs 3.2%, and unemployment 4.0% vs 5.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $430,900 in 60124 versus $519,700 in 60175, with median rent of $1,957 and $2,919 per month respectively. Homeownership rate is 92.4% vs 95.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.