ZIP 60540 vs ZIP 60565

This side-by-side compares ZIP 60540 (Naperville, IL) and ZIP 60565 (Naperville, IL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 60540 has a population of 42,910 at 1,254 people per square mile, while ZIP 60565 has 40,524 at 1,260 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 60540 reports a median household income of $157,102 against $164,447 in ZIP 60565, with per-capita income of $77,790 vs $71,832. The share of adults holding a bachelor's degree or higher is 72.6% in 60540 and 71.9% in 60565. Poverty rate reads 3.7% vs 3.0%, and unemployment 3.6% vs 4.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $550,600 in 60540 versus $519,900 in 60565, with median rent of $1,980 and $1,784 per month respectively. Homeownership rate is 75.5% vs 88.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.