ZIP 60565 vs ZIP 60540

This side-by-side compares ZIP 60565 (Naperville, IL) and ZIP 60540 (Naperville, IL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 60565 has a population of 40,524 at 1,260 people per square mile, while ZIP 60540 has 42,910 at 1,254 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 60565 reports a median household income of $164,447 against $157,102 in ZIP 60540, with per-capita income of $71,832 vs $77,790. The share of adults holding a bachelor's degree or higher is 71.9% in 60565 and 72.6% in 60540. Poverty rate reads 3.0% vs 3.7%, and unemployment 4.2% vs 3.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $519,900 in 60565 versus $550,600 in 60540, with median rent of $1,784 and $1,980 per month respectively. Homeownership rate is 88.4% vs 75.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.