ZIP 60954 vs ZIP 60940

This side-by-side compares ZIP 60954 (Momence, IL) and ZIP 60940 (Grant Park, IL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 60954 has a population of 6,104 at 36 people per square mile, while ZIP 60940 has 3,369 at 17 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 60954 reports a median household income of $65,906 against $97,361 in ZIP 60940, with per-capita income of $33,568 vs $34,831. The share of adults holding a bachelor's degree or higher is 14.7% in 60954 and 17.7% in 60940. Poverty rate reads 11.0% vs 9.3%, and unemployment 5.2% vs 8.8% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $163,600 in 60954 versus $271,900 in 60940, with median rent of $819 and $1,210 per month respectively. Homeownership rate is 75.0% vs 84.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.