ZIP 62295 vs ZIP 63048

This side-by-side compares ZIP 62295 (Valmeyer, IL) and ZIP 63048 (Herculaneum, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 62295 has a population of 1,599 at 9 people per square mile, while ZIP 63048 has 3,357 at 380 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 62295 reports a median household income of $87,989 against $92,109 in ZIP 63048, with per-capita income of $40,468 vs $37,626. The share of adults holding a bachelor's degree or higher is 19.9% in 62295 and 23.6% in 63048. Poverty rate reads 3.8% vs 6.8%, and unemployment 0.5% vs 1.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $203,400 in 62295 versus $231,600 in 63048, with median rent of $1,121 and $1,774 per month respectively. Homeownership rate is 81.9% vs 90.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.