ZIP 62360 vs ZIP 62365

This side-by-side compares ZIP 62360 (Payson, IL) and ZIP 62365 (Plainville, IL) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 62360 has a population of 1,656 at 18 people per square mile, while ZIP 62365 has 647 at 9 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 62360 reports a median household income of $54,706 against $90,833 in ZIP 62365, with per-capita income of $35,073 vs $47,142. The share of adults holding a bachelor's degree or higher is 23.6% in 62360 and 23.7% in 62365. Poverty rate reads 9.5% vs 3.4%, and unemployment 1.0% vs 1.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $147,500 in 62360 versus $162,500 in 62365, with median rent of $768 and — per month respectively. Homeownership rate is 88.0% vs 98.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.