ZIP 64402 vs ZIP 64489

This side-by-side compares ZIP 64402 (Albany, MO) and ZIP 64489 (Stanberry, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64402 has a population of 2,388 at 7 people per square mile, while ZIP 64489 has 2,198 at 7 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64402 reports a median household income of $54,444 against $54,519 in ZIP 64489, with per-capita income of $25,829 vs $29,696. The share of adults holding a bachelor's degree or higher is 21.2% in 64402 and 19.5% in 64489. Poverty rate reads 15.8% vs 23.0%, and unemployment 1.8% vs 3.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $111,900 in 64402 versus $167,900 in 64489, with median rent of $556 and $824 per month respectively. Homeownership rate is 72.0% vs 75.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.