ZIP 64474 vs ZIP 64490

This side-by-side compares ZIP 64474 (Osborn, MO) and ZIP 64490 (Stewartsville, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64474 has a population of 820 at 5 people per square mile, while ZIP 64490 has 2,056 at 9 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64474 reports a median household income of $77,083 against $88,750 in ZIP 64490, with per-capita income of $32,858 vs $38,652. The share of adults holding a bachelor's degree or higher is 31.6% in 64474 and 24.8% in 64490. Poverty rate reads 7.6% vs 7.6%, and unemployment 0.3% vs 2.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $137,500 in 64474 versus $181,800 in 64490, with median rent of $811 and $960 per month respectively. Homeownership rate is 68.6% vs 88.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.