ZIP 64505 vs ZIP 64506

This side-by-side compares ZIP 64505 (Saint Joseph, MO) and ZIP 64506 (Saint Joseph, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64505 has a population of 13,161 at 113 people per square mile, while ZIP 64506 has 24,030 at 843 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64505 reports a median household income of $73,298 against $65,573 in ZIP 64506, with per-capita income of $41,261 vs $39,274. The share of adults holding a bachelor's degree or higher is 28.4% in 64505 and 32.6% in 64506. Poverty rate reads 10.9% vs 13.0%, and unemployment 2.8% vs 3.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $191,100 in 64505 versus $240,300 in 64506, with median rent of $1,007 and $896 per month respectively. Homeownership rate is 73.8% vs 60.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.