ZIP 65065 vs ZIP 65049

This side-by-side compares ZIP 65065 (Osage Beach, MO) and ZIP 65049 (Lake Ozark, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 65065 has a population of 6,414 at 158 people per square mile, while ZIP 65049 has 6,618 at 132 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 65065 reports a median household income of $60,785 against $86,453 in ZIP 65049, with per-capita income of $40,223 vs $47,347. The share of adults holding a bachelor's degree or higher is 27.1% in 65065 and 39.3% in 65049. Poverty rate reads 11.9% vs 12.3%, and unemployment 2.9% vs 6.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $371,600 in 65065 versus $362,800 in 65049, with median rent of $790 and $1,101 per month respectively. Homeownership rate is 67.4% vs 79.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.