ZIP 65631 vs ZIP 65610

This side-by-side compares ZIP 65631 (Clever, MO) and ZIP 65610 (Billings, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 65631 has a population of 4,678 at 42 people per square mile, while ZIP 65610 has 5,239 at 23 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 65631 reports a median household income of $86,875 against $77,155 in ZIP 65610, with per-capita income of $35,587 vs $35,858. The share of adults holding a bachelor's degree or higher is 25.4% in 65631 and 25.8% in 65610. Poverty rate reads 5.4% vs 5.0%, and unemployment 1.6% vs 1.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $247,700 in 65631 versus $287,500 in 65610, with median rent of $1,128 and $858 per month respectively. Homeownership rate is 78.1% vs 94.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.