ZIP 66432 vs ZIP 66540

This side-by-side compares ZIP 66432 (Havensville, KS) and ZIP 66540 (Soldier, KS) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 66432 has a population of 396 at 3 people per square mile, while ZIP 66540 has 540 at 3 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 66432 reports a median household income of $108,818 against $52,368 in ZIP 66540, with per-capita income of $46,364 vs $22,262. The share of adults holding a bachelor's degree or higher is 32.4% in 66432 and 26.5% in 66540. Poverty rate reads 1.9% vs 5.8%, and unemployment 0.0% vs 3.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $263,200 in 66432 versus $179,200 in 66540, with median rent of $881 and $1,063 per month respectively. Homeownership rate is 68.9% vs 90.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.