ZIP 66712 vs ZIP 66735

This side-by-side compares ZIP 66712 (Arma, KS) and ZIP 66735 (Franklin, KS) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 66712 has a population of 1,939 at 34 people per square mile, while ZIP 66735 has 421 at 43 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 66712 reports a median household income of $53,281 against $66,269 in ZIP 66735, with per-capita income of $33,750 vs $26,862. The share of adults holding a bachelor's degree or higher is 19.5% in 66712 and 13.1% in 66735. Poverty rate reads 12.1% vs 19.5%, and unemployment 7.1% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $82,700 in 66712 versus $106,800 in 66735, with median rent of $828 and $1,066 per month respectively. Homeownership rate is 69.4% vs 64.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.