ZIP 68465 vs ZIP 68445

This side-by-side compares ZIP 68465 (Wilber, NE) and ZIP 68445 (Swanton, NE) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 68465 has a population of 2,404 at 9 people per square mile, while ZIP 68445 has 152 at 3 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 68465 reports a median household income of $91,964 against $60,625 in ZIP 68445, with per-capita income of $38,504 vs $32,634. The share of adults holding a bachelor's degree or higher is 25.5% in 68465 and 13.0% in 68445. Poverty rate reads 6.6% vs 8.1%, and unemployment 0.6% vs 8.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $204,600 in 68465 versus $155,500 in 68445, with median rent of $805 and — per month respectively. Homeownership rate is 74.1% vs 61.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.