ZIP 68638 vs ZIP 68640

This side-by-side compares ZIP 68638 (Fullerton, NE) and ZIP 68640 (Genoa, NE) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 68638 has a population of 1,749 at 4 people per square mile, while ZIP 68640 has 1,613 at 5 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 68638 reports a median household income of $56,917 against $68,036 in ZIP 68640, with per-capita income of $30,266 vs $37,255. The share of adults holding a bachelor's degree or higher is 18.1% in 68638 and 23.5% in 68640. Poverty rate reads 24.5% vs 10.2%, and unemployment 4.1% vs 3.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $144,500 in 68638 versus $142,400 in 68640, with median rent of $817 and $850 per month respectively. Homeownership rate is 70.5% vs 78.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.