ZIP 74082 vs ZIP 74021

This side-by-side compares ZIP 74082 (Vera, OK) and ZIP 74021 (Collinsville, OK) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 74082 has a population of 107 at 542 people per square mile, while ZIP 74021 has 17,359 at 97 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 74082 reports a median household income of $50,833 against $92,091 in ZIP 74021, with per-capita income of $26,569 vs $40,235. The share of adults holding a bachelor's degree or higher is 12.9% in 74082 and 24.7% in 74021. Poverty rate reads 8.0% vs 7.5%, and unemployment 0.0% vs 4.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $101,400 in 74082 versus $245,200 in 74021, with median rent of $893 and $1,217 per month respectively. Homeownership rate is 56.5% vs 82.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.