ZIP 78954 vs ZIP 78932

This side-by-side compares ZIP 78954 (Round Top, TX) and ZIP 78932 (Carmine, TX) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 78954 has a population of 1,071 at 6 people per square mile, while ZIP 78932 has 757 at 5 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 78954 reports a median household income of $103,750 against $62,917 in ZIP 78932, with per-capita income of $60,401 vs $46,196. The share of adults holding a bachelor's degree or higher is 42.7% in 78954 and 28.4% in 78932. Poverty rate reads 8.7% vs 4.5%, and unemployment 3.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $427,300 in 78954 versus $323,600 in 78932, with median rent of $1,141 and — per month respectively. Homeownership rate is 91.9% vs 85.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.