ZIP 93940 vs ZIP 93943

This side-by-side compares ZIP 93940 (Monterey, CA) and ZIP 93943 (Monterey, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 93940 has a population of 31,615 at 596 people per square mile, while ZIP 93943 has 6 at 14 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 93940 reports a median household income of $106,044 against — in ZIP 93943, with per-capita income of $70,882 vs —. The share of adults holding a bachelor's degree or higher is 53.2% in 93940 and 100.0% in 93943. Poverty rate reads 9.3% vs 0.0%, and unemployment 7.2% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,099,300 in 93940 versus — in 93943, with median rent of $2,364 and — per month respectively. Homeownership rate is 41.3% vs 0.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.