ZIP 93943 vs ZIP 93940

This side-by-side compares ZIP 93943 (Monterey, CA) and ZIP 93940 (Monterey, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 93943 has a population of 6 at 14 people per square mile, while ZIP 93940 has 31,615 at 596 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 93943 reports a median household income of — against $106,044 in ZIP 93940, with per-capita income of — vs $70,882. The share of adults holding a bachelor's degree or higher is 100.0% in 93943 and 53.2% in 93940. Poverty rate reads 0.0% vs 9.3%, and unemployment 0.0% vs 7.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 93943 versus $1,099,300 in 93940, with median rent of — and $2,364 per month respectively. Homeownership rate is 0.0% vs 41.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.