ZIP 94020 vs ZIP 94021

This side-by-side compares ZIP 94020 (La Honda, CA) and ZIP 94021 (Loma Mar, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 94020 has a population of 1,559 at 11 people per square mile, while ZIP 94021 has 192 at 16 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 94020 reports a median household income of $250,001 against $250,001 in ZIP 94021, with per-capita income of $127,901 vs $114,055. The share of adults holding a bachelor's degree or higher is 73.8% in 94020 and 71.0% in 94021. Poverty rate reads 4.7% vs 0.0%, and unemployment 1.5% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $995,900 in 94020 versus $1,073,100 in 94021, with median rent of $1,715 and — per month respectively. Homeownership rate is 70.1% vs 71.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.