ZIP 94021 vs ZIP 94020

This side-by-side compares ZIP 94021 (Loma Mar, CA) and ZIP 94020 (La Honda, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 94021 has a population of 192 at 16 people per square mile, while ZIP 94020 has 1,559 at 11 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 94021 reports a median household income of $250,001 against $250,001 in ZIP 94020, with per-capita income of $114,055 vs $127,901. The share of adults holding a bachelor's degree or higher is 71.0% in 94021 and 73.8% in 94020. Poverty rate reads 0.0% vs 4.7%, and unemployment 0.0% vs 1.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,073,100 in 94021 versus $995,900 in 94020, with median rent of — and $1,715 per month respectively. Homeownership rate is 71.9% vs 70.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.