ZIP 94937 vs ZIP 94940

This side-by-side compares ZIP 94937 (Inverness, CA) and ZIP 94940 (Marshall, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 94937 has a population of 837 at 8 people per square mile, while ZIP 94940 has 268 at 5 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 94937 reports a median household income of $78,281 against $47,021 in ZIP 94940, with per-capita income of $116,853 vs $82,401. The share of adults holding a bachelor's degree or higher is 58.0% in 94937 and 100.0% in 94940. Poverty rate reads 6.3% vs 0.0%, and unemployment 0.0% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,791,700 in 94937 versus $2,000,001 in 94940, with median rent of $1,647 and — per month respectively. Homeownership rate is 73.7% vs 38.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.