ZIP 94970 vs ZIP 94930

This side-by-side compares ZIP 94970 (Stinson Beach, CA) and ZIP 94930 (Fairfax, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 94970 has a population of 683 at 38 people per square mile, while ZIP 94930 has 8,500 at 205 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 94970 reports a median household income of $132,857 against $145,362 in ZIP 94930, with per-capita income of $64,614 vs $81,981. The share of adults holding a bachelor's degree or higher is 67.8% in 94970 and 70.7% in 94930. Poverty rate reads 14.5% vs 11.0%, and unemployment 0.0% vs 10.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $1,493,400 in 94970 versus $1,170,000 in 94930, with median rent of — and $2,397 per month respectively. Homeownership rate is 95.8% vs 69.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.