ZIP 95013 vs ZIP 95139

This side-by-side compares ZIP 95013 (Coyote, CA) and ZIP 95139 (San Jose, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95013 has a population of 80 at 21 people per square mile, while ZIP 95139 has 6,748 at 2,117 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95013 reports a median household income of $173,646 against $178,790 in ZIP 95139, with per-capita income of $63,533 vs $60,883. The share of adults holding a bachelor's degree or higher is 21.1% in 95013 and 49.7% in 95139. Poverty rate reads 0.0% vs 2.3%, and unemployment 35.0% vs 5.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 95013 versus $1,169,300 in 95139, with median rent of — and $3,452 per month respectively. Homeownership rate is 81.0% vs 76.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.