ZIP 95140 vs ZIP 94550

This side-by-side compares ZIP 95140 (Mount Hamilton, CA) and ZIP 94550 (Livermore, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95140 has a population of 191 at 1 people per square mile, while ZIP 94550 has 46,896 at 78 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95140 reports a median household income of $163,594 against $180,295 in ZIP 94550, with per-capita income of $180,905 vs $82,802. The share of adults holding a bachelor's degree or higher is 66.7% in 95140 and 55.7% in 94550. Poverty rate reads 14.3% vs 4.8%, and unemployment 25.0% vs 3.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 95140 versus $1,202,500 in 94550, with median rent of — and $2,646 per month respectively. Homeownership rate is 100.0% vs 73.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.