ZIP 95401 vs ZIP 95439

This side-by-side compares ZIP 95401 (Santa Rosa, CA) and ZIP 95439 (Fulton, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95401 has a population of 36,981 at 692 people per square mile, while ZIP 95439 has 675 at 95 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95401 reports a median household income of $93,615 against — in ZIP 95439, with per-capita income of $45,772 vs $57,821. The share of adults holding a bachelor's degree or higher is 27.4% in 95401 and 33.9% in 95439. Poverty rate reads 12.8% vs 7.4%, and unemployment 6.1% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $630,900 in 95401 versus $721,700 in 95439, with median rent of $2,081 and — per month respectively. Homeownership rate is 53.9% vs 83.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.