ZIP 95437 vs ZIP 95420

This side-by-side compares ZIP 95437 (Fort Bragg, CA) and ZIP 95420 (Caspar, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95437 has a population of 14,799 at 58 people per square mile, while ZIP 95420 has 374 at 72 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95437 reports a median household income of $57,759 against — in ZIP 95420, with per-capita income of $38,023 vs $79,768. The share of adults holding a bachelor's degree or higher is 25.8% in 95437 and 67.9% in 95420. Poverty rate reads 12.2% vs 3.7%, and unemployment 9.3% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $554,200 in 95437 versus $1,098,600 in 95420, with median rent of $1,409 and — per month respectively. Homeownership rate is 61.3% vs 65.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.