ZIP 95537 vs ZIP 95551

This side-by-side compares ZIP 95537 (Fields Landing, CA) and ZIP 95551 (Loleta, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95537 has a population of 276 at 598 people per square mile, while ZIP 95551 has 1,739 at 16 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95537 reports a median household income of $78,686 against $64,519 in ZIP 95551, with per-capita income of $19,014 vs $35,537. The share of adults holding a bachelor's degree or higher is 17.7% in 95537 and 31.0% in 95551. Poverty rate reads 52.8% vs 14.8%, and unemployment 33.0% vs 9.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $435,500 in 95537 versus $558,100 in 95551, with median rent of — and $1,140 per month respectively. Homeownership rate is 31.3% vs 41.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.