ZIP 95961 vs ZIP 95991

This side-by-side compares ZIP 95961 (Olivehurst, CA) and ZIP 95991 (Yuba City, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95961 has a population of 26,510 at 224 people per square mile, while ZIP 95991 has 40,593 at 385 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95961 reports a median household income of $89,561 against $70,590 in ZIP 95991, with per-capita income of $33,790 vs $32,838. The share of adults holding a bachelor's degree or higher is 16.1% in 95961 and 18.8% in 95991. Poverty rate reads 9.7% vs 17.0%, and unemployment 7.5% vs 8.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $435,500 in 95961 versus $406,800 in 95991, with median rent of $1,376 and $1,406 per month respectively. Homeownership rate is 73.4% vs 50.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.