ZIP 95968 vs ZIP 95966

This side-by-side compares ZIP 95968 (Palermo, CA) and ZIP 95966 (Oroville, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 95968 has a population of 1,412 at 352 people per square mile, while ZIP 95966 has 30,643 at 64 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 95968 reports a median household income of $42,000 against $65,586 in ZIP 95966, with per-capita income of $30,935 vs $37,533. The share of adults holding a bachelor's degree or higher is 2.7% in 95968 and 17.5% in 95966. Poverty rate reads 22.1% vs 16.2%, and unemployment 6.5% vs 9.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 95968 versus $333,100 in 95966, with median rent of $1,156 and $1,149 per month respectively. Homeownership rate is 51.2% vs 73.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.