ZIP 96756 vs ZIP 96765

This side-by-side compares ZIP 96756 (Koloa, HI) and ZIP 96765 (Lawai, HI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 96756 has a population of 5,190 at 81 people per square mile, while ZIP 96765 has 553 at 200 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 96756 reports a median household income of $99,274 against $102,679 in ZIP 96765, with per-capita income of $47,903 vs $39,615. The share of adults holding a bachelor's degree or higher is 33.5% in 96756 and 34.1% in 96765. Poverty rate reads 6.1% vs 2.9%, and unemployment 6.0% vs 29.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $969,800 in 96756 versus $864,600 in 96765, with median rent of $1,659 and $1,875 per month respectively. Homeownership rate is 57.1% vs 64.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.