ZIP 96795 vs ZIP 96825

This side-by-side compares ZIP 96795 (Waimanalo, HI) and ZIP 96825 (Honolulu, HI) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 96795 has a population of 10,034 at 347 people per square mile, while ZIP 96825 has 30,263 at 1,042 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 96795 reports a median household income of $120,714 against $153,210 in ZIP 96825, with per-capita income of $42,961 vs $65,985. The share of adults holding a bachelor's degree or higher is 21.5% in 96795 and 59.4% in 96825. Poverty rate reads 11.4% vs 4.8%, and unemployment 4.6% vs 4.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $821,800 in 96795 versus $1,088,700 in 96825, with median rent of $1,684 and $3,501 per month respectively. Homeownership rate is 77.8% vs 83.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.