B-

Ada, MN

Source:

Affordability Score: 69/100

Population: 2,333 · 1 ZIP codes

The affordability dashboard for Ada, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,333 residents, then layers in county-level federal data to produce an overall grade of B- (69/100). The headline inputs are median household income of $70,000, median home value of $145,700, median rent of $748 per month, and 28.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $671, 1BR $742, 3BR $1,167, 4BR $1,288). Department of Labor data lists infant center-based childcare at $11,388 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ada, MN include housing, commute, rent. Unemployment currently reads 7.0% and poverty 15.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$70,000
Median household income
Education D
28.3%
Bachelor's degree or higher
Housing A
2.1x
Home value $145,700 vs income
Commute A-
16 min
Average commute time
Rent A
$973/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$11,388/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$70,000
▲ 13% vs national
Per Capita Income
$35,362
Unemployment Rate
7.0%
Poverty Rate
15.4%

Housing

Median Home Value
$145,700
▼ 47% vs national
Median Rent
$748/mo
Owner Occupied
71.0%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$671
1BR
$742
2BR
$973
3BR
$1,167
4BR
$1,288

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.3%
▼ 2 ppt vs national
High School+
57.7%
Median Age
42.9
Avg. Commute
16 min
▼ 10 min vs national

Childcare Costs

Infant (Center)
$11,388/yr
16% of income
Toddler (Center)
$10,729/yr
Preschool (Center)
$9,863/yr
School-Age (Center)
$8,545/yr

What This Means

Ada, MN receives an overall affordability grade of B- (69/100), aggregated from 1 ZIP codes with a total population of 2,333. This area performs well in housing and commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ada, MN affordable?
Ada, MN receives an overall affordability grade of B- (69/100) based on Census, HUD, FBI, and DOL data. Median household income is $70,000. Median home value is $145,700.
What is the cost of living in Ada?
Key cost metrics: Median rent $748/mo. 2BR fair market rent $973/mo. Infant childcare $11,388/yr. Median home value $145,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →