C+

Ada, OK

Source:

Affordability Score: 63/100

Population: 30,802 · 1 ZIP codes

The affordability dashboard for Ada, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 30,802 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $62,357, median home value of $181,400, median rent of $891 per month, and 31.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $994 per month (studio $699, 1BR $758, 3BR $1,230, 4BR $1,334). Department of Labor data lists infant center-based childcare at $10,792 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Ada, OK include commute, rent. Unemployment currently reads 3.4% and poverty 12.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,357
Median household income
Education C-
31.2%
Bachelor's degree or higher
Housing B
2.9x
Home value $181,400 vs income
Commute A-
17 min
Average commute time
Rent A-
$994/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,792/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$62,357
▲ 1% vs national
Per Capita Income
$32,719
Unemployment Rate
3.4%
Poverty Rate
12.0%

Housing

Median Home Value
$181,400
▼ 34% vs national
Median Rent
$891/mo
Owner Occupied
63.2%
2BR Fair Market Rent
$994/mo
▼ 17% vs national

Fair Market Rents by Bedroom

Studio
$699
1BR
$758
2BR
$994
3BR
$1,230
4BR
$1,334

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
31.2%
▲ 1 ppt vs national
High School+
63.5%
Median Age
37.0
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$10,792/yr
17% of income
Toddler (Center)
$9,332/yr
Preschool (Center)
$9,332/yr
School-Age (Center)
$6,101/yr

What This Means

Ada, OK receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 30,802. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Ada, OK affordable?
Ada, OK receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,357. Median home value is $181,400.
What is the cost of living in Ada?
Key cost metrics: Median rent $891/mo. 2BR fair market rent $994/mo. Infant childcare $10,792/yr. Median home value $181,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →