B

Adams Center, NY

Source:

Affordability Score: 71/100

Population: 2,716 · 1 ZIP codes

The affordability dashboard for Adams Center, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,716 residents, then layers in county-level federal data to produce an overall grade of B (71/100). The headline inputs are median household income of $88,977, median home value of $203,900, median rent of $1,125 per month, and 26.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,405 per month (studio $969, 1BR $1,071, 3BR $1,907, 4BR $2,340). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Adams Center, NY include income, housing, rent. Unemployment currently reads 0.4% and poverty 15.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$88,977
Median household income
Education D
26.3%
Bachelor's degree or higher
Housing A-
2.3x
Home value $203,900 vs income
Commute N/A
N/A
Average commute time
Rent A-
$1,405/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$12,844/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$88,977
▲ 44% vs national
Per Capita Income
$37,536
Unemployment Rate
0.4%
Poverty Rate
15.3%

Housing

Median Home Value
$203,900
▼ 26% vs national
Median Rent
$1,125/mo
Owner Occupied
85.6%
2BR Fair Market Rent
$1,405/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$969
1BR
$1,071
2BR
$1,405
3BR
$1,907
4BR
$2,340

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.3%
▼ 4 ppt vs national
High School+
60.3%
Median Age
37.6
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
14% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Adams Center, NY receives an overall affordability grade of B (71/100), aggregated from 1 ZIP codes with a total population of 2,716. This area performs well in income and housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Adams Center ZIP Codes
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What are common questions about this dashboard?

Is Adams Center, NY affordable?
Adams Center, NY receives an overall affordability grade of B (71/100) based on Census, HUD, FBI, and DOL data. Median household income is $88,977. Median home value is $203,900.
What is the cost of living in Adams Center?
Key cost metrics: Median rent $1,125/mo. 2BR fair market rent $1,405/mo. Infant childcare $12,844/yr. Median home value $203,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →