C

Buffalo, NY

Source:

Affordability Score: 57/100

Population: 564,824 · 28 ZIP codes

The affordability dashboard for Buffalo, NY aggregates Census ACS 5-Year Estimates across 28 ZIP codes covering 564,824 residents, then layers in county-level federal data to produce an overall grade of C (57/100). The headline inputs are median household income of $65,887, median home value of $215,970, median rent of $1,111 per month, and 36.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,343 per month (studio $1,105, 1BR $1,139, 3BR $1,640, 4BR $1,869). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Buffalo, NY include commute. Pressure points are childcare. Unemployment currently reads 5.6% and poverty 18.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$65,887
Median household income
Education C+
36.4%
Bachelor's degree or higher
Housing C
3.3x
Home value $215,970 vs income
Commute B+
20 min
Average commute time
Rent B-
$1,343/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,028/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$65,887
▲ 6% vs national
Per Capita Income
$38,158
Unemployment Rate
5.6%
Poverty Rate
18.0%

Housing

Median Home Value
$215,970
▼ 21% vs national
Median Rent
$1,111/mo
Owner Occupied
58.0%
2BR Fair Market Rent
$1,343/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,105
1BR
$1,139
2BR
$1,343
3BR
$1,640
4BR
$1,869

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
36.4%
▲ 6 ppt vs national
High School+
61.6%
Median Age
38.3
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$15,028/yr
23% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Buffalo, NY receives an overall affordability grade of C (57/100), aggregated from 28 ZIP codes with a total population of 564,824. This area performs well in commute. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Buffalo ZIP Codes
View all 28 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Buffalo, NY affordable?
Buffalo, NY receives an overall affordability grade of C (57/100) based on Census, HUD, FBI, and DOL data. Median household income is $65,887. Median home value is $215,970.
What is the cost of living in Buffalo?
Key cost metrics: Median rent $1,111/mo. 2BR fair market rent $1,343/mo. Infant childcare $15,028/yr. Median home value $215,970.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →