C-

Agawam, MA

Source:

Affordability Score: 52/100

Population: 16,769 · 1 ZIP codes

The affordability dashboard for Agawam, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 16,769 residents, then layers in county-level federal data to produce an overall grade of C- (52/100). The headline inputs are median household income of $75,342, median home value of $295,700, median rent of $1,318 per month, and 35.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,734 per month (studio $1,219, 1BR $1,382, 3BR $2,127, 4BR $2,296). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 23% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, childcare. Unemployment currently reads 3.9% and poverty 6.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,342
Median household income
Education C+
35.8%
Bachelor's degree or higher
Housing F
3.9x
Home value $295,700 vs income
Commute C+
23 min
Average commute time
Rent C
$1,734/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (23% of income)

Income & Employment

Median Income
$75,342
▲ 22% vs national
Per Capita Income
$45,822
Unemployment Rate
3.9%
Poverty Rate
6.2%

Housing

Median Home Value
$295,700
▲ 8% vs national
Median Rent
$1,318/mo
Owner Occupied
73.8%
2BR Fair Market Rent
$1,734/mo
▲ 45% vs national

Fair Market Rents by Bedroom

Studio
$1,219
1BR
$1,382
2BR
$1,734
3BR
$2,127
4BR
$2,296

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
35.8%
▲ 6 ppt vs national
High School+
62.1%
Median Age
46.2
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
23% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Agawam, MA receives an overall affordability grade of C- (52/100), aggregated from 1 ZIP codes with a total population of 16,769. Challenges include housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Agawam ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Agawam, MA affordable?
Agawam, MA receives an overall affordability grade of C- (52/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,342. Median home value is $295,700.
What is the cost of living in Agawam?
Key cost metrics: Median rent $1,318/mo. 2BR fair market rent $1,734/mo. Infant childcare $17,160/yr. Median home value $295,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →