B+

Allen, TX

Source:

Affordability Score: 76/100

Population: 93,487 · 2 ZIP codes

The affordability dashboard for Allen, TX aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 93,487 residents, then layers in county-level federal data to produce an overall grade of B+ (76/100). The headline inputs are median household income of $140,236, median home value of $494,187, median rent of $2,007 per month, and 57.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,931 per month (studio $1,582, 1BR $1,648, 3BR $2,431, 4BR $3,091). Department of Labor data lists infant center-based childcare at $9,932 per year, consuming 7% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Allen, TX include income, education, rent, childcare. Unemployment currently reads 3.5% and poverty 5.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A+
$140,236
Median household income
Education A
57.0%
Bachelor's degree or higher
Housing D
3.5x
Home value $494,187 vs income
Commute D
28 min
Average commute time
Rent A
$1,931/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$9,932/yr
Center-based infant care (7% of income)

Income & Employment

Median Income
$140,236
▲ 126% vs national
Per Capita Income
$58,239
Unemployment Rate
3.5%
Poverty Rate
5.8%

Housing

Median Home Value
$494,187
▲ 80% vs national
Median Rent
$2,007/mo
Owner Occupied
73.6%
2BR Fair Market Rent
$1,931/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,582
1BR
$1,648
2BR
$1,931
3BR
$2,431
4BR
$3,091

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
57.0%
▲ 27 ppt vs national
High School+
69.5%
Median Age
39.3
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$9,932/yr
7% of income
Toddler (Center)
$9,152/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$8,424/yr

What This Means

Allen, TX receives an overall affordability grade of B+ (76/100), aggregated from 2 ZIP codes with a total population of 93,487. This area performs well in income and education and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Allen ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Allen, TX affordable?
Allen, TX receives an overall affordability grade of B+ (76/100) based on Census, HUD, FBI, and DOL data. Median household income is $140,236. Median home value is $494,187.
What is the cost of living in Allen?
Key cost metrics: Median rent $2,007/mo. 2BR fair market rent $1,931/mo. Infant childcare $9,932/yr. Median home value $494,187.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →