C-

Dallas, TX

Source:

Affordability Score: 50/100

Population: 1,263,321 · 48 ZIP codes

The affordability dashboard for Dallas, TX aggregates Census ACS 5-Year Estimates across 48 ZIP codes covering 1,263,321 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $76,084, median home value of $424,538, median rent of $1,471 per month, and 37.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,931 per month (studio $1,582, 1BR $1,648, 3BR $2,431, 4BR $3,091). Department of Labor data lists infant center-based childcare at $10,088 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 4.9% and poverty 16.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,084
Median household income
Education C+
37.0%
Bachelor's degree or higher
Housing F
5.6x
Home value $424,538 vs income
Commute C-
26 min
Average commute time
Rent D
$1,931/mo
2BR fair market rent (30% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$10,088/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$76,084
▲ 23% vs national
Per Capita Income
$47,534
Unemployment Rate
4.9%
Poverty Rate
16.3%

Housing

Median Home Value
$424,538
▲ 54% vs national
Median Rent
$1,471/mo
Owner Occupied
46.5%
2BR Fair Market Rent
$1,931/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,582
1BR
$1,648
2BR
$1,931
3BR
$2,431
4BR
$3,091

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.0%
▲ 7 ppt vs national
High School+
58.7%
Median Age
34.0
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$10,088/yr
13% of income
Toddler (Center)
$9,360/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$8,528/yr

What This Means

Dallas, TX receives an overall affordability grade of C- (50/100), aggregated from 48 ZIP codes with a total population of 1,263,321. Challenges include housing. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Dallas ZIP Codes
View all 48 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Dallas, TX affordable?
Dallas, TX receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,084. Median home value is $424,538.
What is the cost of living in Dallas?
Key cost metrics: Median rent $1,471/mo. 2BR fair market rent $1,931/mo. Infant childcare $10,088/yr. Median home value $424,538.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →