C+

Alma, MO

Source:

Affordability Score: 63/100

Population: 656 · 1 ZIP codes

The affordability dashboard for Alma, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 656 residents, then layers in county-level federal data to produce an overall grade of C+ (63/100). The headline inputs are median household income of $68,000, median home value of $206,600, median rent of $783 per month, and 37.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,358 per month (studio $1,095, 1BR $1,197, 3BR $1,769, 4BR $2,103).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 3.3% and poverty 5.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,000
Median household income
Education C+
37.1%
Bachelor's degree or higher
Housing B-
3.0x
Home value $206,600 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,358/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$68,000
▲ 10% vs national
Per Capita Income
$34,820
Unemployment Rate
3.3%
Poverty Rate
5.1%

Housing

Median Home Value
$206,600
▼ 25% vs national
Median Rent
$783/mo
Owner Occupied
87.7%
2BR Fair Market Rent
$1,358/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,095
1BR
$1,197
2BR
$1,358
3BR
$1,769
4BR
$2,103

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
37.1%
▲ 7 ppt vs national
High School+
78.8%
Median Age
39.2
Avg. Commute

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Alma, MO receives an overall affordability grade of C+ (63/100), aggregated from 1 ZIP codes with a total population of 656. Data was unavailable for commute, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Alma ZIP Codes
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What are common questions about this dashboard?

Is Alma, MO affordable?
Alma, MO receives an overall affordability grade of C+ (63/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,000. Median home value is $206,600.
What is the cost of living in Alma?
Key cost metrics: Median rent $783/mo. 2BR fair market rent $1,358/mo. Median home value $206,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →