C-

Alvarado, TX

Source:

Affordability Score: 54/100

Population: 19,759 · 1 ZIP codes

The affordability dashboard for Alvarado, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 19,759 residents, then layers in county-level federal data to produce an overall grade of C- (54/100). The headline inputs are median household income of $79,755, median home value of $245,400, median rent of $1,323 per month, and 13.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,723 per month (studio $1,427, 1BR $1,473, 3BR $2,273, 4BR $2,815). Department of Labor data lists infant center-based childcare at $9,932 per year, consuming 12% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 4.3% and poverty 15.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$79,755
Median household income
Education F
13.6%
Bachelor's degree or higher
Housing B-
3.1x
Home value $245,400 vs income
Commute F
33 min
Average commute time
Rent C+
$1,723/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$9,932/yr
Center-based infant care (12% of income)

Income & Employment

Median Income
$79,755
▲ 29% vs national
Per Capita Income
$31,067
Unemployment Rate
4.3%
Poverty Rate
15.2%

Housing

Median Home Value
$245,400
▼ 11% vs national
Median Rent
$1,323/mo
Owner Occupied
77.6%
2BR Fair Market Rent
$1,723/mo
▲ 44% vs national

Fair Market Rents by Bedroom

Studio
$1,427
1BR
$1,473
2BR
$1,723
3BR
$2,273
4BR
$2,815

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.6%
▼ 16 ppt vs national
High School+
51.7%
Median Age
36.2
Avg. Commute
33 min
▲ 7 min vs national

Childcare Costs

Infant (Center)
$9,932/yr
12% of income
Toddler (Center)
$9,152/yr
Preschool (Center)
$8,840/yr
School-Age (Center)
$8,268/yr

What This Means

Alvarado, TX receives an overall affordability grade of C- (54/100), aggregated from 1 ZIP codes with a total population of 19,759. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Alvarado, TX affordable?
Alvarado, TX receives an overall affordability grade of C- (54/100) based on Census, HUD, FBI, and DOL data. Median household income is $79,755. Median home value is $245,400.
What is the cost of living in Alvarado?
Key cost metrics: Median rent $1,323/mo. 2BR fair market rent $1,723/mo. Infant childcare $9,932/yr. Median home value $245,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →