B-

Amherst, OH

Source:

Affordability Score: 68/100

Population: 20,769 · 1 ZIP codes

The affordability dashboard for Amherst, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 20,769 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $90,139, median home value of $234,500, median rent of $1,062 per month, and 29.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,279 per month (studio $933, 1BR $1,058, 3BR $1,646, 4BR $1,760). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Amherst, OH include income, housing, rent. Unemployment currently reads 5.5% and poverty 5.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$90,139
Median household income
Education D
29.3%
Bachelor's degree or higher
Housing B+
2.6x
Home value $234,500 vs income
Commute C-
25 min
Average commute time
Rent A
$1,279/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$15,340/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$90,139
▲ 45% vs national
Per Capita Income
$43,694
Unemployment Rate
5.5%
Poverty Rate
5.9%

Housing

Median Home Value
$234,500
▼ 15% vs national
Median Rent
$1,062/mo
Owner Occupied
87.5%
2BR Fair Market Rent
$1,279/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$933
1BR
$1,058
2BR
$1,279
3BR
$1,646
4BR
$1,760

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.3%
▼ 1 ppt vs national
High School+
59.8%
Median Age
45.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
17% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Amherst, OH receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 20,769. This area performs well in income and housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Amherst ZIP Codes
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What are common questions about this dashboard?

Is Amherst, OH affordable?
Amherst, OH receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $90,139. Median home value is $234,500.
What is the cost of living in Amherst?
Key cost metrics: Median rent $1,062/mo. 2BR fair market rent $1,279/mo. Infant childcare $15,340/yr. Median home value $234,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →