C-

Cleveland, OH

Source:

Affordability Score: 51/100

Population: 769,341 · 29 ZIP codes

The affordability dashboard for Cleveland, OH aggregates Census ACS 5-Year Estimates across 29 ZIP codes covering 769,341 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $55,107, median home value of $148,319, median rent of $1,015 per month, and 29.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,279 per month (studio $933, 1BR $1,058, 3BR $1,646, 4BR $1,760). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 28% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Cleveland, OH include housing. Pressure points are childcare. Unemployment currently reads 9.0% and poverty 22.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,107
Median household income
Education D
29.5%
Bachelor's degree or higher
Housing B+
2.7x
Home value $148,319 vs income
Commute C+
23 min
Average commute time
Rent C
$1,279/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,340/yr
Center-based infant care (28% of income)

Income & Employment

Median Income
$55,107
▼ 11% vs national
Per Capita Income
$34,870
Unemployment Rate
9.0%
Poverty Rate
22.0%

Housing

Median Home Value
$148,319
▼ 46% vs national
Median Rent
$1,015/mo
Owner Occupied
53.1%
2BR Fair Market Rent
$1,279/mo
▲ 7% vs national

Fair Market Rents by Bedroom

Studio
$933
1BR
$1,058
2BR
$1,279
3BR
$1,646
4BR
$1,760

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
29.5%
▼ 0 ppt vs national
High School+
60.0%
Median Age
39.0
Avg. Commute
23 min
▼ 3 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
28% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Cleveland, OH receives an overall affordability grade of C- (51/100), aggregated from 29 ZIP codes with a total population of 769,341. This area performs well in housing. Challenges include childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Cleveland ZIP Codes
View all 29 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Cleveland, OH affordable?
Cleveland, OH receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,107. Median home value is $148,319.
What is the cost of living in Cleveland?
Key cost metrics: Median rent $1,015/mo. 2BR fair market rent $1,279/mo. Infant childcare $15,340/yr. Median home value $148,319.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →