B-

Arnold, NE

Source:

Affordability Score: 66/100

Population: 931 · 1 ZIP codes

The affordability dashboard for Arnold, NE aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 931 residents, then layers in county-level federal data to produce an overall grade of B- (66/100). The headline inputs are median household income of $69,886, median home value of $158,200, median rent of $796 per month, and 26.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $961 per month (studio $666, 1BR $732, 3BR $1,337, 4BR $1,472). Department of Labor data lists infant center-based childcare at $9,737 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Arnold, NE include housing, rent. Unemployment currently reads 1.4% and poverty 6.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,886
Median household income
Education D
26.3%
Bachelor's degree or higher
Housing A
2.3x
Home value $158,200 vs income
Commute C
24 min
Average commute time
Rent A
$961/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$9,737/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$69,886
▲ 13% vs national
Per Capita Income
$39,110
Unemployment Rate
1.4%
Poverty Rate
6.2%

Housing

Median Home Value
$158,200
▼ 42% vs national
Median Rent
$796/mo
Owner Occupied
72.5%
2BR Fair Market Rent
$961/mo
▼ 20% vs national

Fair Market Rents by Bedroom

Studio
$666
1BR
$732
2BR
$961
3BR
$1,337
4BR
$1,472

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.3%
▼ 4 ppt vs national
High School+
59.3%
Median Age
39.4
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$9,737/yr
14% of income
Toddler (Center)
$9,230/yr
Preschool (Center)
$8,450/yr
School-Age (Center)
$8,190/yr

What This Means

Arnold, NE receives an overall affordability grade of B- (66/100), aggregated from 1 ZIP codes with a total population of 931. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Arnold, NE affordable?
Arnold, NE receives an overall affordability grade of B- (66/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,886. Median home value is $158,200.
What is the cost of living in Arnold?
Key cost metrics: Median rent $796/mo. 2BR fair market rent $961/mo. Infant childcare $9,737/yr. Median home value $158,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →