D

Arp, TX

Source:

Affordability Score: 43/100

Population: 3,937 · 1 ZIP codes

The affordability dashboard for Arp, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,937 residents, then layers in county-level federal data to produce an overall grade of D (43/100). The headline inputs are median household income of $50,948, median home value of $172,300, median rent of $943 per month, and 15.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,338 per month (studio $984, 1BR $1,089, 3BR $1,793, 4BR $1,981). Department of Labor data lists infant center-based childcare at $6,448 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 9.0% and poverty 14.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$50,948
Median household income
Education F
15.0%
Bachelor's degree or higher
Housing C-
3.4x
Home value $172,300 vs income
Commute D
28 min
Average commute time
Rent D
$1,338/mo
2BR fair market rent (32% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,448/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$50,948
▼ 18% vs national
Per Capita Income
$27,885
Unemployment Rate
9.0%
Poverty Rate
14.1%

Housing

Median Home Value
$172,300
▼ 37% vs national
Median Rent
$943/mo
Owner Occupied
79.2%
2BR Fair Market Rent
$1,338/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$984
1BR
$1,089
2BR
$1,338
3BR
$1,793
4BR
$1,981

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.0%
▼ 15 ppt vs national
High School+
49.3%
Median Age
47.7
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$6,448/yr
13% of income
Toddler (Center)
$6,136/yr
Preschool (Center)
$5,980/yr
School-Age (Center)
$5,720/yr

What This Means

Arp, TX receives an overall affordability grade of D (43/100), aggregated from 1 ZIP codes with a total population of 3,937. Challenges include income and education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Arp ZIP Codes
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What are common questions about this dashboard?

Is Arp, TX affordable?
Arp, TX receives an overall affordability grade of D (43/100) based on Census, HUD, FBI, and DOL data. Median household income is $50,948. Median home value is $172,300.
What is the cost of living in Arp?
Key cost metrics: Median rent $943/mo. 2BR fair market rent $1,338/mo. Infant childcare $6,448/yr. Median home value $172,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →